Introduction

​The MTS CardConnect Gateway provides a robust set of APIs for integrating CardConnect's features and functionality into your own environment.
Your shopping cart on your website, your company's mobile app, or the ERP that runs your organization can easily be equipped with payment acceptance and ensure that each transaction is protected with CardConnect's patented tokenization technology.
You can access the CardConnect API in our Developer Center.

Benifits

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  • Write once, integrate anywhere: Developer-friendly SOAP and REST APIs that accommodate PHP, JSON/JavaScript and Java enable you to integrate payment acceptance into virtually any proprietary application or third-party business system, such as Oracle and SAP.
  • Unmatched security: The MTS CardConnect Gateway protects your customers and your reputation with CardSecure, CardConnect's patented tokenizer that protects sensitive information from breaches and hacks and takes your applications out of PCI Compliance scope.
  • Built for Omni-commerce: From swipe terminals and iPhone mobile readers to the CardConnect Ajax Tokenizer and Virtual Terminal, all of your various payment methods are integrated into one centralized, secure solution.
  • Maintain your payment processor of record: The MTS CardConnect Gateway is processor neutral and works with multiple platforms.
  • Accept a wide variety of payment methods: Accommodate your customer's preferences for ultimate flexibility.
  • Easy reporting and Reconciliation:
    • The CardConnect Gateway collects vital business data, such as settlements, deposits, and statements, all in one place
    • The customizable reconciliation solution ensures reconciling cash-to-receipts is integrated and automated
  • Lowest transaction rates possible: Stop losing money with flat-rate processing. The MTS CardConnect Gateway is specially designed for interchange optimization, passing both Level II and Level III data, which ensures that you get the lowest possible rate for each transaction.

Features

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  • REST (C#, PHP, Java) and SOAP APIs. See documentation in our Developer Center.
  • The gateway connects to a number of different processors: First Data, Vantiv, Chase PaymentTech, Elavon and more. The full breakdown of what functionality is supported for each processor can be found on our Certifications Page.
  • Real time reporting and transaction management via the CardConnect CardPointe.
  • ACH/eCheck processing.
  • Store and manage Customer Profiles.
  • Merchants can point to a page hosted by CardConnect to handle payment from their websites or emails with almost no coding: Hosted Payments Page.
  • Plugins for easy Integration with other software: Shopping carts, POS, accounting, etc.
  • Support for transactions in other currencies: Global ePricing.
  • Pin-less debit transactions.
  • Ability to aggregate transactions to handle Micropayments.
  • 3D Secure (Consumer Authentication) for eCommerce transactions.
  • Fraud scoring through a partnership with Kount.
  • Recurring billing.
  • BIN recognition.
  • AJAX tokenizer.
Features for North Platform only
  • Use of Level II and Level III data processing for Interchange Optimization.
  • Ability to update card data automatically: Card Account Updater.
  • International processing (including Canada, UK and Japan) through Dynamic Currency Conversion.
  • Use of soft descriptors and custom fields.

Virtual Terminals

Virtual Terminal is the affordable alternative to swipe machines. It works for all major credit cards.MTS CardConnect Gateway virtual terminal offers easy debit and credit card processing

Virtual Terminal Features
  • Allows host terminals on a multi-user network to interact with other hosts regardless of terminal type and characteristics, Allows remote log-on by local area network managers for the purpose of management,
  • Allows users to access information from another host processor for transaction processing, Serves as a backup facility.
  • Fast, save the time wasted waiting for dialup credit card or swipe machine
  • Easier to use than a point of sale
  • Low transaction charges
  • Virtual terminal is accessible from anywhere in the office, anywhere in the world
  • Use multiple virtual terminals simultaneously, save the rental costs on card swipe machines
  • Allow your staff access to use the virtual point of sale system but limit their functionality if necessary
  • View all transactions processed by payment gateway on your behalf
  • Search for a specific transaction
  • Reconcile your credit card transactions to your bank statement
  • Process a refund
  • Change your company details
  • Log a credit card processing support query